2024-07-26T13:01:54Z

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• Bilt Rent Day allows members to earn bonus points, tackle fun challenges, and try new experiences.
• This August, Rent Day participants who book a Virgin Voyages cruise can bring a buddy for free.
• Bilt members can also join BLADE for cocktails, hors d'oeuvres, and a helicopter flight over NYC.

Introduction to Bilt Rent Day

Bilt Rewards is a unique program that lets you earn points for paying rent with a credit card without oppressive service charges.

Overview of Bilt Rent Day

It's a revolutionary thought: Rent is by far the largest monthly expense for most Americans. Rewards earned through Bilt can be used to offset rent costs, or converted into valuable airline miles and hotel points to help you knock off bucket-list travel that might otherwise be unattainable.

The Bilt app integrates with award booking service Point.me to make booking travel with points as easy as possible.

What is Bilt Rent Day?

Bilt Rent Day is an ongoing promotion that occurs on the first day of each month, with different activities that allow you to earn bonus points, get exclusive transfer bonuses to valuable airline and hotel partners, receive big discounts on cruises, and more.

August 2024 Bilt Rent Day

Here are all the activities you can anticipate this month. 

Bring a buddy on a Virgin Voyages cruise (July 26 to August 1)

Bilt members who book a Virgin Voyages cruise this Bilt Rent Day get 100% off a second guest in their stateroom, plus the following exclusive benefits:

• Unlimited premium wifi
• Two specialty coffees each day
• $100 bar tab credit
• Complimentary laundry
• Unlimited group workouts
• Essential Drinks: Filtered still and sparkling water, non-pressed juices, soft drinks, sachet teas and drip coffee
• Onboard entertainment and events
• Access to one exclusive cocktail event
• Priority boarding at embarkation
• Dedicated customer support

Travelers must book via the dedicated link (also available within the Bilt Rewards app) from now through 11:59 p.m. PT on August 1. 

Bilt members must activate the exclusive benefits after booking their cruise by entering their name, email, and booking reference number in the Virgin Voyages Travel Experience tab of the Bilt app or website.

Bilt x BLADE summer party and chopper ride (August 1)

Bilt and helicopter charter service BLADE are throwing a New York City summer party on August 1 at BLADE Lounge East, located at 499 E 34th St.

Bilt members can choose between three ticket tiers: up to four lounge party tickets for $50 or 2,500 Bilt Points apiece or up to two lounge party + helicopter experience tickets for $200 or 10,000 Bilt Points apiece (only 30 available).

Ticketholders for the helicopter experience will meet at BLADE Lounge West at 12th Ave. and W. 30th St. for a welcome cocktail before boarding their flight. The helicopter will soar over Manhattan before landing at BLADE Lounge East, where guests will join other partygoers for small plates by Tao Group, unlimited craft cocktails and beverages, and a DJ on the helipad. 

Gold and Platinum Bilt members can purchase early access tickets, with early entry at 7 p.m. Eastern. Main event ticketholders can enter at 8 p.m. 

Bilt x BLADE tickets go on sale July 29, 2024. Members get access based on Bilt status:

• 12:00 p.m. Eastern for Bilt Platinum members
• 12:10 p.m. Eastern for Bilt GOld members
• 12:20 p.m. Eastern for Bilt Silver members
• 12:30 p.m. Eastern for Bilt Blue members

Bilt Rent Day August 2024

Bilt Mastercard® Apply now lock icon An icon in the shape of lock. On Bilt's website Rates & Fees Insider’s Rating Info icon Insider's Ratings are decided by our editorial team. The rating system considers various factors and evaluates cards against others of the same type so you can pick a card that is a good fit for your goals. A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4/5 Icon of check mark inside a promo stamp It indicates a confirmed selection. Perks

Earn up to 1x points on rent payments without the transaction fee, up to 100,000 points each calendar year. Earn 2x points on travel. Earn 3x points on dining. Earn 1x points on other purchases. Earn points when you make 5 transactions that post each statement period.

Annual Fee

$0

Intro APR

N/A

Regular APR

See Terms

Intro Offer

N/A

Recommended Credit

Good to Excellent

Pros

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Only credit card to offer rent payments to any landlord
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Excellent range of airline and hotel transfer partners through the Bilt App
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. World Elite Mastercard benefits and no annual fee

Cons

• con icon Two crossed lines that form an 'X'. If you’re not a renter, other cards offer better welcome bonuses and rewards
• con icon Two crossed lines that form an 'X'. Must make 5 transactions per statement period to earn points

Insider’s Take

The Bilt Mastercard® is the first credit card to offer up to 100,000 points in a calendar year rewards for paying rent without the transaction fee — and you can redeem your points for travel, merchandise, and more. While it now offers bonus points on dining and select travel, if you're not a renter, you should consider other no-annual-fee rewards credit cards as well.

Bilt Mastercard® review External link Arrow An arrow icon, indicating this redirects the user." Product Details

• Select "Apply Now" to take advantage of this specific offer and learn more about product features, terms and conditions.
• $0 Annual Fee.
• Earn up to 1x points on rent payments without the transaction fee, up to 100,000 points each calendar year.
• 2x points on travel.
• 3x points on dining.
• 1x points on other purchases.
• Earn points when you make 5 transactions that post each statement period.
• When renting at a Bilt Alliance property, you can choose to have your rent payments automatically reported by Bilt to the three major credit bureaus each month; Experian™, TransUnion™, and Equifax™.

Show Pros, Cons, and More chevron down icon An icon in the shape of an angle pointing down.

Neighborhood Dining with Bilt: Rent Day edition

Each month, Bilt drops all-inclusive reservations at top Bilt Neighborhood Dining restaurants exclusively for Bilt members, featuring curated tasting menus with dishes from renowned chefs and a selection of premium cocktails.

This August, Bilt members can try 27 different restaurants across 12 cities by booking seats for themselves and up to 4 guests. Reservations begin at $75 or 6,000 Bilt points per person. Bilt members can reserve dining spots in the following order beginning July 29:

• Platinum members at 12:00 p.m. Eastern time
• Gold members at 12:10 p.m. Eastern time
• Silver members at 12:20 p.m. Eastern time
• Blue members at 12:30 p.m. Eastern time 

Monthly Bilt promotions

Bilt reveals unique offerings each month, but some promotions (nearly) always stay the same. 

Earn double Bilt Points on non-rent purchases

On the first day of each month, the Bilt Mastercard® earns twice its normal rate for non-rent purchases. Here's what you'll earn:

• 6 points per dollar on dining (regularly 3 points per dollar) — and up to 11 points per dollar when using the Bilt Dining feature
• 4 points per dollar on travel (regularly 2 points per dollar)
• 2 points per dollar on all other purchases (regularly 1 point per dollar)
• Rent payments are not doubled, remaining at 1 point per dollar with the Bilt Mastercard® (up to 100,000 points in a calendar year).

Your earnings will revert back to the standard rate after you've earned 10,000 points across all spending categories each Rent Day.

When using Bilt Dining, you'll earn 5 bonus points per dollar at select restaurants. This stacks with the 3 points per dollar you'll normally earn when using the Bilt Mastercard® for dining. During Rent Day, this 5x bonus will not be additionally bonused.

One important note: You must use your Bilt Mastercard® at least five times per statement period to be eligible to earn points.

Complimentary SoulCycle Ride

Bilt offers complimentary rides to the first 10 members per class who book directly in the Bilt App in 50+ SoulCycle locations nationwide. Those who don't sign up in time to grab one of the 10 spots can still book a ride through the fitness tab in the Bilt app using either points or regular payment.

This month, complimentary Soulcycle slots for Rent Day open up July 30 at 12:00 p.m. Eastern.

When you book a Rent Day Ride, you'll automatically be entered to win free rent for a month (up to $2,500). One rider per Rent Day Ride will win, so there's a higher chance of scoring free rent if you exercise with Bilt on the first of each month. 

Riders who can no longer participate must cancel their reservations via the Bilt app before 5 p.m. local time on July 31, on the app's Fitness tab under "My Bookings." Late attendees and no-shows may be charged a $30 fee.

Play the Rent Free game for a chance to have your rent paid

Bilt offers a Family Feud-style game called Rent Free, with a different celebrity guest each month. Participants guess their best answers to questions Bilt presents to a panel of 1,000 members each month, trying to identify the most popular answers. 

Rent Free has new and improved rules for winning points and free rent. Game show participants will be scored on their guesses, calculated from three factors:

• Correctly pick a top three answer
• Correctly rank that answer on the board (2x points)
• Correctly choosing the same answer as the celebrity guest of the month (3x points)

The top-scoring 10 Rent Free participants will earn a free month of rent in August, up to $2,500 apiece. If two top participants tie with the exact same score, the win will go to the Bilt Member who completed the game first. The next top-scoring 600 participants will earn bonus Bilt Points.

Bilt members can play Rent Free from July 26 until 3:00 p.m. Eastern time on August 1. After 4 p.m. that day, you can return to the Bilt app to watch the full episode and see your score. The top 10 scoring players will be August's rent winners, and the next top scoring 600 members will nab some extra Bilt Points. 

Rent Free is available in the Bilt app now featuring this month's celebrity guest: Jared Freid.

How Bilt Rent Day works

Bilt Rewards aims to make paying rent — typically on the first day of each month — just a little bit more fun.

Bilt Rent Day falls on the first of every month, and Bilt members who fire up the Bilt Rewards app can book complimentary SoulCycle classes, earn extra points by playing trivia games, and participate in various promotions with exciting rewards such as a free month's worth of rent. 

Earning rewards on rent payments

Bilt Rent Day is part of the Bilt Mastercard® incentives program, which helps renters earn rewards on rent payments. Most credit cards charge a fee for paying rent by credit card, and many landlords refuse to accept rent payments by card because of the high fees associated with processing credit card transactions. 

The Bilt Mastercard® absorbs those fees, and throws in generous rewards to boot: Renters earn Earn 3x points on dining. Earn 2x points on travel (when booked directly with an airline, hotel, car rental or cruise company). Earn 1x points on rent payments (up to $100,000 each year). Earn even more on Rent Day with 6X on dining, 4X on travel, and 2X on other purchases (except rent). Earn points when you make 5 transactions that post each statement period..   

Special promotions and bonus points

Bilt Mastercard® cardholders regularly get opportunities to earn bonus points. Cardholders earn 3x on dining and 2x on travel at all times, plus 1x on everything else.

On Bilt Rent Day, all rewards are doubled except on rent payments: Restaurant dining now earns 6 points per dollar, travel earns 4 points per dollar, and regular spending outside of rent earns 2 points per dollar. 

Bilt Dining

The Bilt Dining program allows everyone — even non-Bilt card members — to earn bonus points on eating out. Participating restaurants in dozens of cities offer bonus points for every dollar spent at that location.

Anyone who links a credit card into the Bilt Rewards app can earn these bonus points — this way, you can "double-dip" rewards if you prefer to pay for restaurant spend on the American Express® Gold Card, which earns generous rewards on dining. 

Participating in Bilt Rent Day

You can participate in Bilt Rent Day even if you don't pay rent. Here's how: 

Eligibility and signup process 

You'll need a Bilt Rewards account to participate in Bilt Rent Day activities. Sign up at Bilt Rewards, and link your Bilt Mastercard® to the account if you have one. Then download the Bilt Rewards app onto your mobile device to participate. 

Every month, bonus activities will be announced a few days ahead of time, so keep an eye out for free fitness class sign-ups or other time-sensitive activities. Then on the first of the month, log back in to look for restaurants offering elevated dining rewards, play games to earn extra Bilt points, and more. 

Making rent payments through Bilt

Rent payments also take place within the Bilt Rewards app. Click on the "pay rent" button toward the bottom of the app, and follow the instructions on the screen. There are two options: "Pay rent online" or "pay by check".

It's easiest to pay rent via the Bilt Mastercard®, since it doesn't charge transaction fees. 

Pay rent online

If your building allows online rent payments, use the virtual routing number and account number provided within the app to send your transaction just like you would set up an online draft through your bank account.

Pay by check

If your landlord doesn't allow online payments, you can request a rent check via the Bilt app. Complete the setup process by sharing your landlord's contact and payment information, and your rent check will automatically be disbursed on your behalf each month. You may need to finesse the timing of your payments to ensure that your rent checks arrive on the required date each month to avoid late fees. 

Maximizing your rewards 

Strategies for increasing points on Bilt Rent Day

Bilt Rent Day promotions change each month, but these best practices can help you make the most of each bonus opportunity. 

Dine out on Bilt Rent Day 

You can earn up to 16x on Bilt Rent Day if you max out every possible opportunity. Some cities have dining partners that offer up to 10x, while cardholders earn 6x on dining on Bilt Rent Day. 

Best practices for redeeming Bilt points

The rewards earned from Bilt Rent Day can be substantial if you max out every opportunity. Bilt Points are most valuable when transferred to airline partners. Our guide to Bilt Points and their worth can help you strategize the best travel opportunities and redemption rewards. 

You can also redeem your points toward rent payments or paying down your statement balance, or use them to pay for products through the Bilt Collection. 

Benefits beyond rent payments

Travel and lifestyle partnerships

Bilt has a number of travel and lifestyle partnership with various brands such as SoulCycle. Bilt members who book SoulCycle classes through the app often earn bonus points or class credits toward future workouts. 

Home ownership credits

Renters interested in owning their own homes someday can benefit from Bilt Rewards as well. Bilt reports to major credit bureaus, so timely payments toward your credit card statement balance can help you raise your credit score, qualifying you for better mortgage interest rates and loan terms. You can also use your Bilt Points toward your down payment with select lenders, at a rate of up to 1.5 cents apiece. 

Bilt Rent Day frequently asked questions

What exactly is Bilt Rent Day? Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.

Bilt Rent Day is a promotion-filled event that falls on the first of each month. Bilt Rewards members earn extra points and various prizes by playing trivia games, paying rent through Bilt, and earning double points on most purchases that day. 

How do I earn rewards on Bilt Rent Day? Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.

Bilt members earn points by paying rent through the Bilt Mastercard®. They can also earn points by playing the Points Quest trivia game, booking fitness classes through Bilt partners, and spending on the Bilt card. 

Who is eligible to participate in Bilt Rent Day? Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.

Anyone can sign up for a Bilt Rewards account to participate in Bilt Rent Day activities, even if they don't pay rent or have a Bilt Mastercard®.

Can Bilt points earned on Rent Day be used for anything other than rent? Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.

Bilt Points can be used for travel, workout classes, bonus experiences, or even a down payment on a future home through the Bilt Homeownership Program.

What are some tips for maximizing rewards on Bilt Rent Day? Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.

The best way to maximize rewards for Bilt Rent Day is to remember to participate. Pay your rent on the first day of the month, dine out or book travel on double points day, or play the Rent Free game show to potentially win one free month of rent. 

Katherine Fan Senior Editor, Credit Cards Katherine Fan is a personal finance expert, journalist, and public speaker with nine years of industry experience. Before joining Personal Finance Insider as Senior Editor of Credit Cards, Katherine covered aviation, award travel, loyalty programs, and credit cards as a senior reporter for The Points Guy, and small business finances as a lead writer for Nerdwallet. ExperienceSince 2015, Katherine has published 1,800+ articles, guides, and reviews covering credit card benefits and rewards, small business finances, points and miles travel, loyalty programs, and real estate investing. Katherine has also freelanced for CNN Underscored, Forbes Advisor, Wall Street Journal Buy Side, Bankrate, CreditCards.com, the Dallas Morning News, LendingTree, Upgraded Points, Fortune Recommends, Newsweek, and Slickdeals Money. Her work has been syndicated by Nasdaq, MSN and Yahoo. Katherine is a guest speaker at TravelCon, and has been featured on multiple podcasts including NPR Life Kit, Expedia's Out Travel the System, and The Points Guy's Miles Away. In her spare time, Katherine moonlights as a photojournalist covering Formula 1, Austin City Limits, and SXSW for the Austin American-Statesman and other media outlets. When she's not jetsetting around the world, you'll likely find her in Austin cooking up a batch of spicy Chinese food.ExpertiseKatherine's expertise encompasses:

• Small business finances
• Credit cards
• Points and miles travel
• Travel insurance
• Real estate investing

Katherine's interest in personal finance runs parallel to her passions for real estate investing and award travel. Despite a salary of just $28,000 a year from her first full-time job, Katherine built an excellent credit score of 805 from scratch through hard work [and privilege], which allowed her to purchase her first home six years after graduating college. She's since added five more doors to her real estate portfolio, although she plans to retire on her index fund investments.Thanks to credit card travel rewards, Katherine has flown well over one million miles visiting 44 countries across all seven continents. She's sailed with orcas in Antarctica, flown home in first class from Japan, photographed a wedding at Hobbiton in New Zealand, and gone on safari in South Africa. But her most meaningful trips always bring her home to loved ones in Taiwan. EducationKatherine holds dual degrees in photojournalism and Asian American studies from the University of Texas at Austin, and a certificate in business Chinese proficiency from National Taiwan University. She began her professional career in tech as a software sales executive for several years before returning to her media roots.  Read more Read less Top Offers From Our Partners Chime® Checking Account Set up Direct Deposit and get your paycheck up to 2 days before your coworkers.** No overdraft fees. No monthly fees. A tooltip Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. **Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date. Start Banking

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